{"product_id":"handbook-on-debt-recovery-by-indian-institute-of-banking-finance-iibf","title":"Handbook on Debt Recovery By Indian Institute of Banking \u0026 Finance (IIBF)","description":"\u003cp class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-GB\"\u003eThis book has been prepared to serve as a comprehensive guide for debt recovery agents and their essential role in debt recovery. The book's objective is to provide a deep understanding of the debt recovery process and the various stages and guidelines to be followed by the debt recovery agents.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-GB\"\u003eThis book will be an essential guide for all debt recovery agents, whether they are associated with banks or NBFCs in their recovery process.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-GB\"\u003eThe Present Publication is the 2023 Edition, revised and updated by A.C. Chug (Former Chairman M G B Gramin Bank \u003ci\u003esponsored by the State Bank Group\u003c\/i\u003e) and vetted by Dr. R. Bhaskaran (Former CEO – IIBF and Former CGM – NABARD). Taxmann exclusively publishes this book for IIBF with the following noteworthy features:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003e[\u003cb\u003eNew Section on Non-Banking Financial Companies (NBFCs)\u003c\/b\u003e] has been added to this book\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003e[\u003cb\u003eInputs on Collection\/Recovery Function\u003c\/b\u003e] which includes:\u003c\/span\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eBasic Information and Principles\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eUnderlying Credit Collection\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eProcedures Involved in the Collection Function\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eCodes to be Adopted by Recovery Agent, etc.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003e[\u003cb\u003eAdditional Features on Collection\/Recovery Function\u003c\/b\u003e] such as:\u003c\/span\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eValuable Tips\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eTechniques\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eIllustrative Real-world Examples\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eBest Practices\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003e[\u003cb\u003eSelect Coverage of the Most Important Topics\u003c\/b\u003e] are as follows:\u003c\/span\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eSoft Skills and Attributes\u003c\/span\u003e\u003c\/b\u003e\u003cspan lang=\"EN-IN\"\u003e which are required to be a successful debt recovery agent\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eInsights into the Techniques and Methods Required\u003c\/span\u003e\u003c\/b\u003e\u003cspan lang=\"EN-IN\"\u003e by debt recovery agents to communicate with debtors and improve collections\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eEthical Considerations \u0026amp; Regulatory Framework\u003c\/span\u003e\u003c\/b\u003e\u003cspan lang=\"EN-IN\"\u003e that govern the work of debt recovery agent\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eConsequences of Engaging in Unethical\/Illegal Practice\u003c\/span\u003e\u003c\/b\u003e\u003cspan lang=\"EN-IN\"\u003e along with the importance of treating debtors with respect and dignity\u003c\/span\u003e\u003cspan lang=\"EN-GB\"\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/ul\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-GB\"\u003eThe detailed contents of this book are as follows:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eModule A – Basics of Banking\u003c\/span\u003e\u003c\/b\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eOverview of Banking and Finance\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eBanker-Customer Relationship\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eVarious Deposit Schemes and Other Services\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eAccount Opening and Operations in Accounts\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eProvisions of the NI Act for Payment and Collection of Cheques\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eModule B – Brief Outline of Various Products and Legal Aspects of Recovery\u003c\/span\u003e\u003c\/b\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eCredit Cards and Debit Cards\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eVarious Types of Loans and Advances\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eSecurities and Modes of Registration or Recording Securities\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eLoan Documentation\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eIncome Recognition and Asset Classification\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eLegal Aspects of Loan Recovery\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eCollection Operations\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eModule C – DRA Role in Loan Recovery and Soft Skills\u003c\/span\u003e\u003c\/b\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eDRA – Meaning, Legal and Regulatory Framework\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eFunctions of Debt Recovery Agents\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003ePolicy, Process and Procedure of Debt Recovery\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eSoft Skills and Strategies for Debt Recovery\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eRights and Duties of Recovery Agents\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eFair Practices Code for Lenders\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eModule D – Additional Reading on NBFCs\u003c\/span\u003e\u003c\/b\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eNon-Banking Financial Companies (NBFCs)\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eFair Practices Code (FPC) for NBFCs\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cb\u003e\u003cspan lang=\"EN-IN\"\u003eAppendices\u003c\/span\u003e\u003c\/b\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eRBI Circular on Recovery Agents Engaged by Banks\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eIBA – Model Policy on Collection of Dues and Repossession of Security\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eCase Laws on Payment of Cheques and Liability of Paying Banker\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eRBI Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eCase Laws on Repossession and Enforcement of Securities\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eGlossary of Banking Terms\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eSome of the Important Cases Dealt by the Banking Ombudsman Offices\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan lang=\"EN-IN\"\u003eOutsourcing of Financial Services – Responsibilities of Regulated Entities Employing Recovery Agents\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/ul\u003e","brand":"Curiocty Box","offers":[{"title":"Default Title","offer_id":67608052793453,"sku":"BK-HANDBOOKONDEBTRECOVERY","price":439.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0701\/4609\/7261\/files\/9789357782104L.jpg?v=1790767023","url":"https:\/\/curioctybox.com\/products\/handbook-on-debt-recovery-by-indian-institute-of-banking-finance-iibf","provider":"Curiocty Box","version":"1.0","type":"link"}