{"product_id":"non-banking-financial-companies","title":"Non-Banking Financial Companies By Indian Institute of Banking \u0026 Finance (IIBF)","description":"\u003cp\u003e\u003cem\u003e\u003cspan\u003eNon-Banking Financial Companies \u003c\/span\u003e\u003c\/em\u003e\u003cspan\u003eis a comprehensive and up-to-date resource that examines the critical role and evolving landscape of Non-Banking Financial Companies (NBFCs) in India. Published under the aegis of the Indian Institute of Banking and Finance (IIBF), this text discusses the regulatory frameworks, recent policy developments, and operational nuances that govern NBFCs while highlighting their impact on financial inclusion and overall economic growth. The book provides a 360-degree view of the NBFC ecosystem—from core definitions to advanced topics such as Asset Liability Management, systemic risk, resource mobilisation, governance, and customer service. It also offers in-depth coverage of the latest guidelines issued by the Reserve Bank of India (RBI), including the Scale-Based Regulation (SBR) framework categorising NBFCs into Base, Middle, Upper, and Top layers. This new regulatory approach underscores the RBI's focus on risk-based supervision, proportional regulation, and systemic stability. With a strong emphasis on practical application, it serves as a crucial guide for readers looking to deepen their understanding of NBFCs in the rapidly transforming financial sector.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis book is intended for the following audience:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eBanking \u0026amp; Finance Professionals\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Ideal for those working in or alongside NBFCs, commercial banks, and other financial institutions, looking to refine their expertise and keep pace with new regulations\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eAcademicians \u0026amp; Students\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – An invaluable study companion for those pursuing advanced courses in banking, finance, and business administration, particularly for the Certificate Course on NBFC by IIBF\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003ePolicy Makers \u0026amp; Regulators\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Provides holistic insights into the NBFC sector's regulatory environment, risk management practices, and governance standards\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eEntrepreneurs \u0026amp; Business Owners\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Offers clarity on NBFC operations, credit facilitation, and funding avenues that can be leveraged for business growth\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe Present Publication is the 2025 Edition, updated by Dr Wasim Ahmad (Associate Professor | Department of Economics Science – Indian Institute of Technology (IIT Kanpur). It is vetted by Mr Saswata Chaudhuri (Former Chief General Manager – State Bank of India). Taxmann exclusively publishes this book for the Indian Institute of Banking and Finance with the following noteworthy features:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli\u003e\u003cspan\u003e[\u003cstrong\u003eLatest RBI Guidelines \u0026amp; Scale-Based Regulation (SBR)\u003c\/strong\u003e] Comprehensive breakdown of the new regulatory layers—Base, Middle, Upper, Top—and their implications for NBFCs\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e[\u003cstrong\u003eComprehensive Coverage of NBFC Operations\u003c\/strong\u003e] In-depth chapters on credit appraisal, documentation, risk management, marketing, and governance\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e[\u003cstrong\u003ePractical Approach \u0026amp; Case Studies\u003c\/strong\u003e] Illustrations, including a spotlight on systemic risk (\u003cem\u003ee.g., the IL\u0026amp;FS case\u003c\/em\u003e), to illustrate best practices and pitfalls\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e[\u003cstrong\u003eFocus on Financial Inclusion\u003c\/strong\u003e] Discusses how NBFCs serve remote and underserved markets, bridging gaps left by traditional banking\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e[\u003cstrong\u003eGuidance for Certification\u003c\/strong\u003e] Mapped to the syllabus for the Certificate Course on NBFC, facilitating structured learning and examination preparedness\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e[\u003cstrong\u003eExpert Insights\u003c\/strong\u003e] Contributions and vetting by leading professionals and academicians, ensuring accuracy and practical relevance\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe book aligns closely with the syllabus for the Certificate Course on NBFC and is divided into four modules, each comprising multiple chapters:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli\u003e\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule A – Indian Financial System and Regulatory Requirements for NBFCs\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli\u003e\u003cspan\u003eOverview of India's financial system, roles of RBI, SEBI, NABARD, IRDAI, etc.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eTypes of NBFCs, role in inclusive growth, relevant sections of the RBI Act 1934\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eCorporate governance and recent RBI initiatives, including Small Finance Banks, Payment Banks, MUDRA, etc.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli\u003e\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule B – Resource Mobilisation \u0026amp; Capital Adequacy Norms\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli\u003e\u003cspan\u003eExploration of various funding avenues—Equity, Public Deposits, Debentures, Commercial Paper, Bank Finance, ADRs, GDRs, ECBs\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eRegulatory compliance, prudential norms, ALM, market\/operational risk management, leverage ratio\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eSystemic risk assessment, illustrated by practical cases like IL\u0026amp;FS\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli\u003e\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule C – Customer Service \u0026amp; Deposits\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli\u003e\u003cspan\u003eFair Practices Code, KYC\/AML\/CFT guidelines, customer relationship management\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eHandling different types of depositor accounts, grievance redressal mechanisms, Consumer Protection Act 2019\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eLoan repayment, recovery processes, and marketing\/distribution strategies\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cli\u003e\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule D – Loans, Advances, \u0026amp; Investments\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003c\/li\u003e\n\u003cul type=\"circle\"\u003e\n\u003cli\u003e\u003cspan\u003eVarious credit facilities—Term loans, working capital, retail loans, MSME finance, microfinance\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eCredit appraisal techniques, documentation, credit monitoring, and NPA management\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eDifferent types of securities and charges, and an overview of the investments spectrum—from government securities to innovative financial instruments\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe structure of the book is as follows:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul type=\"disc\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eClear Module-wise Layout\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Each module contains several chapters, starting with fundamental concepts and moving toward more complex topics\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eLearning Objectives \u0026amp; Summaries\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Each chapter includes objectives, key takeaways, and 'Let Us Sum Up' sections to reinforce learning\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eCheck Your Progress\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – End-of-chapter questions\/tests to help readers self-assess their grasp of the material\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eRecommended Reading\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Additional resources and references for deeper research and continuous learning\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Curiocty Box","offers":[{"title":"Default Title","offer_id":67607712104557,"sku":"BK-NONBANKINGFINANCIALCOMPANIES","price":699.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0701\/4609\/7261\/files\/1743504349682_1_9789364555128_Detail-Page.jpg?v=1790759066","url":"https:\/\/curioctybox.com\/products\/non-banking-financial-companies","provider":"Curiocty Box","version":"1.0","type":"link"}