{"product_id":"small-finance-banks-by-indian-institute-of-banking-finance-iibf","title":"Small Finance Banks By Indian Institute of Banking \u0026 Finance (IIBF)","description":"\u003cp\u003e\u003cem\u003e\u003cspan\u003eSmall Finance Banks \u003c\/span\u003e\u003c\/em\u003e\u003cspan\u003eis a comprehensive and contemporary resource that explores the pivotal role and expanding footprint of Small Finance Banks (SFBs) in India. Published under the aegis of the Indian Institute of Banking and Finance (IIBF), this book details the regulatory frameworks, recent policy updates, and operational specificities governing SFBs while highlighting their impact on financial inclusion and economic development. It presents a holistic view of the SFB ecosystem—ranging from fundamental definitions to advanced topics like risk management, foreign exchange operations, technology adoption, and customer-centric strategies. Aligned with the Certificate Examination for Small Finance Banks syllabus, the text provides a robust foundation for understanding the dynamic nature of these institutions. It equips readers with practical insights to excel in this rapidly transforming segment of the financial sector.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis book is intended for the following audience:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eBanking \u0026amp; Finance Professionals\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Ideal for current and aspiring employees of SFBs, commercial banks, and other financial entities aiming to enhance their expertise and remain current on emerging regulations\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eAcademicians \u0026amp; Students\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – A valuable companion for those pursuing advanced courses in finance, banking, and management, particularly those preparing for the Certificate Examination for Small Finance Banks offered by IIBF\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003ePolicy Makers \u0026amp; Regulators\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Offers comprehensive perspectives on SFBs' regulatory environment, risk frameworks, governance standards, and their contribution to financial inclusion\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eEntrepreneurs \u0026amp; MSMEs\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Clarifies the operational model of SFBs and shows how businesses—especially micro, small, and medium enterprises—can leverage their credit and financing solutions for growth\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe Present Publication is the 2025 Edition, updated by Mr Kuldeep Kumar (Former Principal | Staff Training College – Syndicate Bank \u0026amp; Ex-faculty, IIBF) and vetted by Mr George Paul (Vice President – ESAF Small Finance Bank). Taxmann exclusively publishes this book for the Indian Institute of Banking and Finance with the following noteworthy features:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cspan\u003e[\u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003eRegulatory \u0026amp; Policy Frameworks\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e]\u003c\/span\u003e\u003cstrong\u003e\u003cem\u003e\u003cspan\u003e \u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003eCovers the latest RBI directives—covering differentiated licensing, compliance standards, and financial inclusion mandates—driving the evolution of SFBs\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cspan\u003e[\u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003eComprehensive Coverage of SFB Operations\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e] Includes chapters on day-to-day banking functions, deposit and credit operations, KYC\/AML regulations, foreign exchange management, etc.\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cspan\u003e[\u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003ePractical Approach \u0026amp; Case Studies\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e] Employs illustrations and examples to demonstrate practical applications of concepts, such as risk assessment, credit monitoring, and customer service excellence\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cspan\u003e[\u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003eFocus on Financial Inclusion\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e] Details how SFBs reach unserved and underserved communities, offering credit and savings solutions to catalyse inclusive growth\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cspan\u003e[\u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003eMapped to Certification Requirements\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e] Structured according to the IIBF's Certificate Examination for Small Finance Banks syllabus, aiding systematic study and exam readiness\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cspan\u003e[\u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003eExpert Inputs\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e] Curated by seasoned professionals and vetted by industry leaders, ensuring the material is authoritative and industry-relevant\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe book is divided into four modules, each containing multiple chapters that progressively build from foundational to advanced topics:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule A – Indian Financial System \u0026amp; Regulatory Guidelines\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eFinancial System Overview\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eOutlines India's financial architecture, including roles of regulators like RBI, SEBI, NABARD, IRDAI, and the specific positioning of Small Finance Banks\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eSetting Up an SFB \u0026amp; Banking Regulations\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eDiscusses licensing prerequisites, capital requirements, governance norms, and compliance with the Banking Regulation Act\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eFinancial Inclusion \u0026amp; Literacy\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eEmphasises SFBs' key role in extending financial services to the underbanked, along with government-sponsored credit schemes and literacy drives\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eRisk Management\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eExplores risk identification, Basel guidelines, and best practices essential for prudent banking operations\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule B – Operational Aspects of Banking\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eBank Operations \u0026amp; Customer Relationships\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eCovers deposit products, remittance services, clearing operations, and the banker-customer legal framework\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eKYC \u0026amp; AML Regulations\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eHighlights documentation requirements, fraud prevention, and reporting obligations in line with global standards\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eNegotiable Instruments \u0026amp; Special Cases\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eExamines cheques, bills of exchange, PoA, garnishee orders, and other special legal scenarios in banking\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule C – Credit \u0026amp; Foreign Exchange Management\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eCredit Appraisal \u0026amp; Monitoring\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eDelves into lending principles, working capital assessment, priority sector guidelines, and credit risk management\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eDocumentation \u0026amp; Modes of Charge\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cspan\u003eExplains procedures for stamping, registration, and securitisation, alongside creating charges (\u003c\/span\u003e\u003cem\u003e\u003cspan\u003epledge, hypothecation, mortgage, lien\u003c\/span\u003e\u003c\/em\u003e\u003cspan\u003e)\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eRecovery Mechanisms \u0026amp; MSME Financing\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eIllustrates loan recovery frameworks (SARFAESI Act), MSME support schemes, and special considerations for microfinance operations\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eForeign Exchange Transactions\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eIntroduces FEMA guidelines, forex dealing, and compliance requisites relevant to SFBs\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eModule D – Marketing, Technology \u0026amp; Customer Service (Including Soft Skills)\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eMarketing \u0026amp; Consumer Behaviour\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eExamines product development, pricing, branding, and distribution channels suitable for SFBs' customer segments\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003ePara-Banking \u0026amp; Payment Systems\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eDiscusses mutual funds, insurance, pension fund management, and modern payment systems like UPI, NEFT, IMPS, etc.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eData Communications \u0026amp; Electronic Banking\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eDetails network infrastructure, SWIFT transfers, EFT systems, and the shift toward digital banking solutions\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cem\u003e\u003cspan\u003eCustomer Service \u0026amp; Protection\u003c\/span\u003e\u003c\/em\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\u003cspan\u003eFocuses on service excellence, consumer grievance redressal, the Ombudsman Scheme, and overall compliance with RBI guidelines\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eThe structure of the book is as follows:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eLearning Objectives\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Clear goals at the start of each chapter to set the direction for the study\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eKey Takeaways \u0026amp; Summaries\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Concise wrap-ups to reinforce the critical aspects of each topic\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eCheck Your Progress\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – End-of-chapter questions and examples to evaluate comprehension and practical application\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli class=\"MsoNormal\"\u003e\n\u003cstrong\u003e\u003cem\u003e\u003cspan\u003eAdditional Resources\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e\u003cspan\u003e – Suggestions for further reading and in-depth research, promoting continuous learning\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Curiocty Box","offers":[{"title":"Default Title","offer_id":67607791927405,"sku":"BK-SMALLFINANCEBANKS","price":1079.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0701\/4609\/7261\/files\/1744267617552_1_9789364551632-_Detail-Page.jpg?v=1790763884","url":"https:\/\/curioctybox.com\/products\/small-finance-banks-by-indian-institute-of-banking-finance-iibf","provider":"Curiocty Box","version":"1.0","type":"link"}